Don’t Be So Rigid in Your Coaching There’s a school of thought with some financial coaches that all credit cards are bad. They think people who have gotten themselves into credit card debt need to work their way out, month-by-month, payment-by-payment, and that the credit cards they have are the credit cards they are stuck with. Because of this way of thinking, that means some coaches will never tell their clients about the option of possibly taking advantage of a balance transfer. A zero percent credit card might be available to them, and even if that person is paying 25% [...]

There is no one-size-fits-all approach to money.   Depending on the person I’m coaching and the financial situation they are in, I will employ a bunch of different strategies to help them meet their financial goals.  I recognize the strategies I use might be different than the ones you would use. And that’s ok. One of the beautiful things about financial coaching is that there is no right way to do things. We each have our own ideas of the best strategies to pay off debt, to shore up savings, or to plan for retirement. Those differences are definitely a [...]

Are you missing out on posting powerful marketing messages that potential clients will eat up? Every day you have multiple conversations with clients, clients who are making huge improvements in their financial situation, and clients who are so proud of their accomplishments that they want to tell you about how you have helped them. As a financial coach, seeing your clients succeed and reach their goals is an amazing feeling, and it's why most of us are in this field.  But how often do you share these conversations? I recently posted one such client note (see below) on my financial coaching [...]